Family Profile

The Sousa Family
Paul and
In the fall of 2009, a friend and current Sacramento Habitat for Humanity homeowner introduced the Sousa’s to SHfH. Jen and Paul refused to be discouraged when they were informed that they were under the income requirements and had severe credit issues to correct. Undaunted, Jen and Paul said, “Don’t give up on us, we’ll be back.” With true perseverance and consulting with NeighborWorks, they were approved nearly a year later.
The transition to their new home has been beyond their wildest dreams. Paul works as a drug and alcohol counselor at CORE Medical Clinic and is working towards his degree at
The Sousa’s SHfH home is the second SHRA remodeled home. It is a far cry from the Sousa’s cramped apartment and Paul’s memories of living on the river banks. He explains, “The loneliness I once felt so intimately dies a little more each day.”
Criteria for Prospective Homebuyers
The three criteria used to select prospective homeowners are:
- The applicant must have a need for adequate shelter. Families must meet at least one fo the following conditions:
- Substandard (mold, lacks electricity, need major repairs, etc.)
- Overcrowded
- Paying too much for rent (more than 50% of their gross income on housing)
- The applicant must be willing to partner with Sacramento Habitat for Humanity. Once selected, they must also agree to put in 500 hours of sweat equity building their own house and other Habitat houses.
- The applicant must have the ability to pay for the house. Sacramento Habitat for Humanity selects families that earn between 30% - 60% of the area median income of Sacramento County. A typical mortgage is about 30% of the homeowner's gross income.
Applicant's family income should fall within the following "low income" range as adjusted per family size.
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Household |
% of Annual Gross Income |
|
|
|
||
|
|
AT LEAST |
|
|
|
|
|
|
3 |
$20,600 |
$41,100 |
|
4 |
$22,850 |
$45,700 |
|
5 |
$24,700 |
$49,350 |
| 6 |
$26,550 |
$53,900 |
7 |
|
|
|
|
|
|
Additional Basic Eligibility Requirements:
- Residence in Sacramento County for at least one year or work history in Sacramento County for at least one year.
- Applicant(s) must be legal permanent resident(s) or citizen(s) of the US at the time of the application.
Selections are made in compliance with the Federal Credit Equal Opportunity Act and on an impartial and non-discriminatory basis. Race, color, national origin, marital status, familial status, sexual orientation, age, religion, and disability play no part in the choice.
If you would like to become a Sacramento Habitat for Humanity homeowner, please contact us.
All interested families must first attend a Family Orientation.
To register for a family orientation and receive the dates and locations for upcoming orientations, please contact:
Ashley Tully
Director of Family Services
(916) 440-1215 xt. 1111
A reservation is required for your attendance. Please be prepared to provide the following information:
- Name
- Phone Number
- Email Address
- Physical Address
- Number of Attendees
Application Process
All interested families must first attend a Family Homeowner Orientation.
Orientations are held the 1st Saturday and the 3rd Monday of each month.
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2012 Orientation Schedule Monday Evenings 5:30-6:30pm Saturday Mornings: 10:00-11:00am August 20th August 4th September 17th October 6th October 15th November 3rd December 1st |
Orientation Location: Sacramento Habitat for Humanity Offices
819 North 10th Street, Sacramento CA


